Ameritas Vision Insurance Plans Coverage and Perks
Ameritas offer a great vision insurance option that can start the following day with no waiting period on coverage. Ameritas vision plans have two national networks: VSP and Eyemed. Their large network of providers give you the flexibility and freedom to choose where to get your vision exams and eye care at. Vision insurance plans offered by Ameritas have great perks including the below:
There is no open enrollment period or special enrollment period required to enroll in an individual vision plan. You can enroll in a vision insurance plan at any time. If you already have a vision insurance from a different vision insurance carrier and you would like to compare the benefits, you can contact us or schedule a call with one of our insurance agents to discuss your options.
If you are small business or an employer who would like to offer a group vision plan as part of the benefits to your employees, Ameritas vision plans offer great benefits at very affordable cost.
Perks of Ameritas Vision Insurance Plans:
Immediate Coverage:
Ameritas Vision Insurance plans can be issued with an effective date the second day. You can enroll in an Ameritas vision plan electronically or over the phone and receive your ID card instantly via email. This feature allows members to be able to enroll in Ameritas Vision insurance plans fast and conveniently.
Large Networks:
Ameritas vison insurance plans are known to their 2 large network of vision providers. You can choose between VSP vision insurance network or Eyemed Vision Insurance network. Both networks have large groups of optometrists and vision boutiques in network. You can learn more about the vision choice network and coverage below through the table.
Affordable:
Ameritas vision insurance plans are affordable for all families. A Vision plan with VSP choice network is about $16 a month and the Eyemed network is about $10 a month. Click here to view rates and network details.
Vision Plan Benefits
This is not a full list of all the benefits offered by your vision plan. Please reference to your vision policy for a full list of covered services. Coverage may vary in difference states.
VSP Network
With access to the largest network of independent doctors, VSP members receive services at rates well below walk-in prices at more than 36,000 doctors nationwide. Find a VSP provider here.
The largest network of independent doctors 🧑⚕️
94% of VSP doctors offer early morning or evening appointments and access to 24-hour emergency care. 🧑⚕️👨⚕️👩⚕️
No claim forms to complete when you see a VSP doctor. 📜
Out-of-network benefits can be used at Walmart and Sams Club.
Additional Savings
Find more VSP excusive member savings offers at https://www.vsp.com/optical-discounts.html
When you visit a VSP network provider you’ll save:
👓 20% off remaining frame balance.
☀️20-25% off non-covered lens options such as UV coating & polycarbonate
20% off non-covered complete prescription glasses
15% off LASIK and PRK laser surgery retail price or 5% off promotion price.
Laser Vision Surgery:
Your vision plan provides an average discount of 15% on LASIK and PRK. Your maximum out-of-pocket per eye is $1,800 for LASIK, $2,300 for custom LASIK using Wavefront technology, and $1,500 for PRK. In order to receive the benefit, a VSP Provide must coordinate the procedure. Getting started is simple; just follow the steps at https://www.vsp.com/lasik.html
Rx Savings:
Save on Prescription medications at 60,000 Pharmacies across the nation including CVS, Walgreens, Rite Aid and Walmart. Just Present your Rx savings card. To access and print your Rx savings cards, visit ameritas.com, register/sign in to your secure member account and select member savings. This discount is offered at no additional cost and is not insurance.
Online In-network Options
Eyeconic.com is in-network online eyewear store – which means you won’t have to pay the full price now, then wait to be reimbursed later. Your vision benefits will be applied directly to your online order. Eyeconic FAQ: https:www.vsp.com/eyewear-question.html
Navigating Your Vision Care with the VSP Network
Maintaining healthy vision is an essential aspect of overall well-being, and having a reliable vision insurance plan can make all the difference in ensuring your eyes receive the care they deserve. One of the prominent names in the realm of vision insurance is the VSP Network. With a widespread network of eye care professionals and a commitment to providing quality service, VSP has become a trusted choice for individuals and families seeking comprehensive vision coverage.
Understanding VSP: Vision Care Excellence
VSP – Vision Service Plan – is a leader in vision insurance, offering a range of plans designed to cater to different needs and preferences. Established with the vision of making eye care accessible and affordable, VSP has forged partnerships with an extensive network of optometrists and ophthalmologists across the United States. This network forms the backbone of VSP’s commitment to providing quality eye care services to its members.
Key Features of VSP Vision Insurance:
1. Expansive Network: VSP boasts a vast network of eye care professionals, including optometrists, ophthalmologists, and opticians. This ensures that members have a wide array of choices when it comes to selecting a provider, making it convenient to find a nearby eye care specialist.
2. Comprehensive Coverage: VSP offers comprehensive coverage for various vision care services, including annual eye exams, prescription glasses, contact lenses, and even discounts on laser vision correction procedures. Routine eye exams are vital not only for maintaining clear vision but also for early detection of potential eye health issues.
3. Focus on Preventive Care: VSP places a strong emphasis on preventive eye care. Regular eye exams can help detect conditions like glaucoma, cataracts, and macular degeneration in their early stages, increasing the chances of successful treatment and preservation of vision.
4. Affordable Options: VSP offers a range of plans to suit different budgets and needs. From basic coverage for eye exams to more comprehensive plans that include allowances for eyewear, members can choose the plan that aligns with their requirements.
5. Member Benefits: Apart from standard vision care services, VSP provides additional perks such as discounted rates on lens enhancements, designer frames, and even sunglasses. These benefits go beyond mere insurance coverage and can enhance the overall eye care experience.
6. Easy Claims Process: VSP aims to simplify the claims process, making it convenient for members to access the benefits they’re entitled to. Most VSP network providers are well-versed in handling insurance claims, streamlining the administrative aspect of vision care.
Choosing a VSP Network Provider:
Selecting the right eye care professional is crucial for receiving optimal vision care. VSP’s extensive network allows you to choose a provider who suits your preferences and location. Whether you’re looking for a nearby optometrist for routine check-ups or a specialist for a specific eye condition, the VSP network has you covered.
