Original Medicare doesn’t have Dental or vision coverage included. You may need to enroll in a separate Dental and Vision plan. However, some Medicare Advantage plans may offer Dental and Vision coverage. 

Blue Cross Blue Shield of Illinois offer health insurance plans on exchange and off exchange. BCBSIL have multiple plans in Illinois that are accepted at different hospitals and facilities. For example, BCBSIL PPO is accepted by most IL hospitals. 

Yes. Blue Cross Blue Shield of Illinois allows the 1 employee enrollment in a group health plan  during the Open Enrollment Period. 

Aetna CVS Health insurance plans were offered on the marketplace in 2022. Aetna have a robust network of providers and hospitals in network. 

Yes. BCBS-IL is the only insurance company that offers a PPO health insurance plan on the marketplace. The plan name is Blue Choice Preferred PPO

Yes. Medicaid is available for low income people and families. If you are not eligible for Medicaid you maybe eligible for subsidies and savings on your monthly premiums. 

No. COBRA costs you 100% to 102% of the total cost. Since the employer may charge an additional 2% administrative fee for maintaining COBRA. Obamacare of ACA health insurance plans are cheaper alternative since you would be eligible for savings and APTC based on your income change.

There is not penalty for not having health insurance in Illinois effective 2019.

Yes. The ACA health plans are available in 2023 with increased budget on plan offerings. Make sure to connect with you health insurance agent during the Open Enrollment Period to compare new plan offerings.