Blue Cross Blue Shield Health Insurance

blue cross blue shield health insurance

Blue cross blue shield health insurance is the oldest and most popular health insurance carrier in the U.S. This insurance company group consists of 36 independent companies that provide health coverage to people in all 50 states. They partner with 90 percent of hospitals and physicians and insure one in three Americans. The two companies have been partnering since 1929, when they began as grassroots hospital plans. They continue to focus on customized products and local needs to meet the needs of their members.

The idea for a health insurance plan was first conceived in 1939, when the blue cross and blue shield association was created. The idea was to provide coverage for physician and hospital services to disadvantaged people. The organization was founded by lumber camps and mining camps that were seeking a way to protect their employees. As the company evolved, its benefits grew and expanded. Its members now have access to top doctors and hospitals, as well as a nationwide network of service providers.

The first health plan offered by the blue cross organization was a prepaid hospital service. It also covered a variety of medical services, including prescriptions. It was named after a doctor named Justin, who was a vice president at Baylor University in Dallas and the health care facilities department manager. The organization expanded to introduce more plans and eventually covered three million people. The blue cross symbol became recognized throughout the country. Now, it’s possible to find a quality health plan through an employer group.

The most important consideration for a health plan is whether or not it meets your individual needs. A PPO plan pays for medical care from providers in the network and out of network, while an HMO plan only pays for care from providers in the network. A HMO plan is generally less expensive than a PPO plan, with lower monthly payments. An HMO is ideal if your preferred doctors are in the network or you can find a doctor close to home.

The most important factor in choosing the right health plan is price and flexibility. There are many differences between PPO and HMO plans, but their main differences are the size of the network and the amount of monthly premiums. An HMO plan typically costs less than a PPO plan with the same deductible and out-of-pocket maximum. Compared to a PPO plan, an HMO is less expensive.

Many of the benefits of a Medicare plan are specific to the plan. The plan allows you to choose a plan with the best cost and coverage for you and your family. Its members also have access to an online account, which makes managing their health insurance easier. The online account also includes helpful articles, tips, and news on how to get the most out of a Medicare plan. A good health insurance company will make you feel confident that you are properly covered.

Why people choose Blue Cross Blue Shield Health Insurance?

Besides the long standing history of the company, Blue Cross Blue Shield have established a robust network of contracted physicians, hospitals, and pharmacies to participate in their network. The large network of participating providers urges clients to choose BCBS over other carriers. In addition, Blue Cross Blue Shield health insurance plans are available on the marketplace, off-exchange, employer coverages, and via Medicare. This allows individuals to transition from one plan to another while staying familiar with their network of health care providers. Recently, Blue Cross Blue Shield of Illinois announced multiple household discounts and other customer discounts. For example, if you are applying for Medicare supplement plans with BCBS of Illinois from an individual plan with BCBS of IL, you will be eligible for a discounted rate on your premium.

Blue Cross Blue Shield Health Insurance – Blue Card

Have you ever heard of the Blue Card network offered by Blue Cross Blue Shield Health Insurance plans? Simply, if you have an Anthem plan in California or Indiana, and you are visiting Illinois or Texas you can see physicians that accept Blue Cross Blue Shield plans via the Blue Card. This feature was made available due to the fact that Blue Cross Blue health insurance plans are spread all over the 50 states under different names or groups. 

Based on 19 reviews.
Cassandra Heitman
Cassandra Heitman
March 14, 2022.
Verified
It's a pleasure to work with Tarek El Ali! He helped me successfully get medical coverage for my small business. He made the process very easy and he responds to all concerns promptly. Thank you, Tarek.
arron draper
arron draper
January 8, 2022.
Verified
I worked with Tarek to find a suitable Medicare plan for my husband. We got it handled in one phone call. I was so impressed! Now I am becoming eligible for Medicare and worked with Tarek again. He was amazing! We found an affordable plan that meets all of my needs. I highly recommend him and will use his services again in the future.
Erika Vevang
Erika Vevang
January 5, 2022.
Verified
I was previously working with someone through my franchise company to set up insurance for my employees. Low and behold after weeks of working with her she was not able to complete my process and was not very responsive when I asked her questions. She referred me to Tarek to finish up and he immediately contacted me and got my plan completed within the day! He was super nice and made sure my account was set up and ready to go before we missed our deadline. Highly recommended!
Kyle Lanza
Kyle Lanza
January 4, 2022.
Verified
Healthcare.gov can be a little confusing so I called them up for help figuring everything out when I turned 26. Tarek is excellent at what he does. He had everything figured out for me in less than 15 minutes on the phone with him. I was so impressed that he will continue to be my go to guy for anything heath insurance related. I can not recommend him enough.
Jeffrey Walker
Jeffrey Walker
December 30, 2021.
Verified
This is our 2nd time working with Tarek to find the right health insurance policy for my small business. In both cases the knowledge of the changing insurance landscape in Illinois has helped us greatly.
Craig Baglien
Craig Baglien
December 19, 2021.
Verified
Smart Insurance Agents especially Tarek were extremely helpful in selecting and also answering follow questions on the offering I selected.
Peter Ward
Peter Ward
December 15, 2021.
Verified
Tarek has help me multiple times with finding appropriate insurance options. He listens to specific needs and helps find fitting plans. The process is smooth and quick but also informative. He is very professional and responsive.
JeongHun Paik
JeongHun Paik
December 14, 2021.
Verified
Very professional and trustworthy! As all the other reviewers posted, Tarek did an awesome job! Thank you!
Paulina Pietras
Paulina Pietras
December 11, 2021.
Verified
Jessica Wheeler
Jessica Wheeler
December 11, 2021.
Verified
Tarek El Ali was amazing! He is so helpful and I finally have an insurance plan that I truly believe is right for me! Thank you!! Highly recommended!
FOX CBS NCN

You may Also Like…

Ohio Health Insurance Plans

Ohio Health Insurance Plans

Ohio Heath Insurance Plans Overview: All what you need to know Regardless of your income, it is possible to purchase...

List of California Hospitals

List of California Hospitals

California Health Plans and List of California Hospitals In the table below you will find a list of all California...

Pin It on Pinterest

Share This