Health Insurance Agents

What do Health Insurance Agents do?

Health insurance agents or brokers can help clients navigate through their health insurance options in different ways. Health insurance agents have the education, tools, and trainings to access different health insurance plans for the client to choose from. Nonetheless, not every insurance agent is as well trained, or versed in the insurance industry. Just like any other profession experience, education, and passion play a pivotal role in differentiating a professional health insurance agent from a mediocre agent.

How can Health Insurance Agents Help me Find a Health Insurance Plan?

Health Insurance agents use their education, skills, training, and experience to assist their clients choosing the best plan. Below are some ways our agents help their clients enroll in health insurance plans.

  • Unbiased Opinion: Since we are independent insurance agents, which means we are not captive to a particular insurance carrier or company, our agents quote and rate all available plans in the client’s area. Our agents are contracted and with A+ rated carriers in all states. They will always deliver a transparent opinion based on client’s best outcome.

 

  • Quoting Tools and Online Libraries: Our insurance agents have access to the best in the industry insurance quoting softwares where they can generate accurate and precisely priced quotes and rates to their clients instantly. In addition. our agents have access to insurance carriers libraries to pull up information about plan coverage, exclusions, cost, availability, and providers network.

 

  • Marketplace Experience: Many of our clients are eligible for subsidies or savings on their premiums based on their income. Our agents always offer to check for subsidy eligibility via the marketplace. We receive annual training and certification from CMS and FFM to be able to assist our clients with the Healthcare.gov applications or in other works the marketplace on exchange applications.

 

  • Off Exchange and Other Options: While some clients would like to explore other options than the plans available on the exchange, our agents are prepared to search for all available plans in the clients’ area. Our agents are trained on other health insurance products like: Short Term Health Insurance, Fixed Benefit Insurance, Caner and Stroke plans, Life Insurance, and many others.

 

  • Follow up and Continuity of Care: Our agents are always available for questions you may have about the plan throughout the year. You can always email, text, or call our agents about any issued in regards to your health insurance plan. We go above and beyond to be your healthcare liaison and not only your insurance agent.

How Do Health Insurance Agents get paid?

Our agents are paid 100% based on commissions from insurance companies. When you enroll in a health insurance plan, the plan pays the insurance agent a fee per month. The cost is NOT added to your premium. Just like real estate agents, they help their clients sell or buy houses and make a commission from the sale. The only difference however, the commission is only paid by the health insurance carrier.

How to Find a Health Insurance Agent?

You can find a health insurance agent via our website. Simply, contact us and let us know what type of plan are you looking for, One of our licensed health insurance agents will contact you with your preferred contact method and help you find a health insurance plan or simply just answer your questions. 

Alternatively, you can schedule a call directly with a health insurance agent for free and at no cost. We offer this feature for our clients because we understand that your schedule may be tight. Scheduling a call guarantees you that you will talk with an agent at your availability 

📞Schedule a CallFree

What if I’m not Satisfied with my Insurance Agent?

Although we rarely have this issue with our insurance agent evident through our 5 stars ratings, yet, we are always open minded and welcoming to hear our clients feedback. Please contact us with any concerns you may have. We will act swiftly to rectify any issues.

Alternatively, all health insurance agents have their licenses issued by the state department of insurance. you can simply report an insurance agent to the state department of insurance.

Advantages of using a health insurance agent:

There are several advantages of using a health insurance agent. One of the main advantages of using an agent is the fact that he/she is knowledgeable about the various policies and how to apply for them. Another advantage is that agents have professional connections with medical underwriters, who process the application. This makes it easier for an agent to determine the best plan for you. They also help you understand the various aspects of the policies, which makes them valuable to you.

There are many reasons to work with an insurance agent. Apart from being an expert in health insurance, you will also get a benefit of their extensive knowledge. These professionals will assist you with the whole process of choosing an appropriate policy. In addition to that, they will show you a number of plans and help you choose the best one. By consulting with an agent, you will be able to know the benefits of each plan and choose the best one that suits your requirements and budget.

A licensed health insurance agent can help you choose the best plan for your needs. He or she can help you find the right health insurance for your needs. He or she can also help you find the right insurance provider. You can contact health insurance agents near you by phone or online. There are many benefits of using a licensed agent. You can consult with an insurer’s representative on all types of questions related to your health. It is possible to consult with an agent in person, over the phone, or through email.

The health insurance agent can help you make the right decision. They can help you find the best plan for your needs and budget. If you need a health insurance agent near you, you can find one near your home in your neighborhood. This will save you time and money and will ensure that you get the best coverage at the best price. An insurance agent is the best choice for your health. There are many benefits to working with a qualified agent. A good broker will be your partner throughout the whole insurance process.

Based on 19 reviews.
Cassandra Heitman
Cassandra Heitman
March 14, 2022.
Verified
It's a pleasure to work with Tarek El Ali! He helped me successfully get medical coverage for my small business. He made the process very easy and he responds to all concerns promptly. Thank you, Tarek.
arron draper
arron draper
January 8, 2022.
Verified
I worked with Tarek to find a suitable Medicare plan for my husband. We got it handled in one phone call. I was so impressed! Now I am becoming eligible for Medicare and worked with Tarek again. He was amazing! We found an affordable plan that meets all of my needs. I highly recommend him and will use his services again in the future.
Erika Vevang
Erika Vevang
January 5, 2022.
Verified
I was previously working with someone through my franchise company to set up insurance for my employees. Low and behold after weeks of working with her she was not able to complete my process and was not very responsive when I asked her questions. She referred me to Tarek to finish up and he immediately contacted me and got my plan completed within the day! He was super nice and made sure my account was set up and ready to go before we missed our deadline. Highly recommended!
Kyle Lanza
Kyle Lanza
January 4, 2022.
Verified
Healthcare.gov can be a little confusing so I called them up for help figuring everything out when I turned 26. Tarek is excellent at what he does. He had everything figured out for me in less than 15 minutes on the phone with him. I was so impressed that he will continue to be my go to guy for anything heath insurance related. I can not recommend him enough.
Jeffrey Walker
Jeffrey Walker
December 30, 2021.
Verified
This is our 2nd time working with Tarek to find the right health insurance policy for my small business. In both cases the knowledge of the changing insurance landscape in Illinois has helped us greatly.
Craig Baglien
Craig Baglien
December 19, 2021.
Verified
Smart Insurance Agents especially Tarek were extremely helpful in selecting and also answering follow questions on the offering I selected.
Peter Ward
Peter Ward
December 15, 2021.
Verified
Tarek has help me multiple times with finding appropriate insurance options. He listens to specific needs and helps find fitting plans. The process is smooth and quick but also informative. He is very professional and responsive.
JeongHun Paik
JeongHun Paik
December 14, 2021.
Verified
Very professional and trustworthy! As all the other reviewers posted, Tarek did an awesome job! Thank you!
Paulina Pietras
Paulina Pietras
December 11, 2021.
Verified
Jessica Wheeler
Jessica Wheeler
December 11, 2021.
Verified
Tarek El Ali was amazing! He is so helpful and I finally have an insurance plan that I truly believe is right for me! Thank you!! Highly recommended!
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