Indiana Health Insurance Plans – Affordable Coverage for Residents

Welcome to our comprehensive guide on Indiana health insurance plans. If you’re a resident of Indiana, it’s crucial to have access to affordable and reliable healthcare coverage. Explore the various options available, including the Indiana health insurance marketplace, Medicaid, and individual plans. Discover the best solutions that suit your needs and ensure you and your family are protected.

Indiana Health Insurance Plans

 Best Health Insurance Indiana 2024 Plans

 

Best for POS

Anthem BCBS

Anthem Blue Cross Blue Shield have large network of providers in network including Indiana University (IU) and other reputable hospitals. Anthem have plans available across the state.

Best for EPO

Cigna Health Insurance Indiana

Cigna Healthcare have the cheapest bronze plans in Indiana. Cigna have robust network of providers and are known for their EPO network in Indiana. EPO is similar to PPO where no referral from PCP is needed to see a specialist.

Affordable

Ambetter

Ambetter plans are largely spread over the state of Indiana. Ambetter health insurance Indiana are known for their EPO network, and affordability. Ambetter plans are available in Illinois and Ohio as well, so you can get coverage across the border.

Best Dental & Vision

Ameritas Dental Plans Indiana

Ameritas Dental and Vision plans are the best in Indiana state. Ameritas offer an open access of dental providers and both VSP and Eyemed vision networks allowing individuals to see any provider in Indiana.

Best Short Term

Pivot Health Short Term

Indiana short-term health insurance provides temporary coverage for 30 to 364 days, with renewals up to 36 months. Pivot Health is the best Short Term health insurance provider in Indiana.

Best Medicare Supplement

Mutual of Omaha Medicare Plans

Mutual of Omaha have very competitive rates in Indiana including their 12% household discount on premiums. Mutual of Omaha is known leader in the Medicare Supplement space. 

Please be advised that our selection of these plans is the result of thorough research and consultations within the Indiana marketplace. It is important to know that the ratings of these plans do not necessarily align with CMS plan ratings or the ratings of the aforementioned insurance companies. Health insurance plans are uniquely suited to individuals based on various factors, including healthcare requirements, service networks, geographic location, and financial considerations. We recommend collaborating with a licensed agent who can offer personalized assistance in identifying a health plan that aligns with your specific needs.

How to Enroll in Health Insurance Indiana?

Step 1
Step 1
zip code

Basic Info

Start with your Zip Code and age to view health insurance plans in your area.

Step 2
Step 2
income

Household Income

Enter your estimated household income to see your eligibility for subsidy or savings towards your monthly premium. 1 in 2 clients receive subsidy.

Step 3
Step 3
agent

Compare Plans

Add your doctors and drugs, compare different available plans. Compare deductibles, Copays, coinsurance, and out of pocket.

Insurance Plans Accepted by Indiana University Health

  • Aetna
  • Aetna Medicare Advantage HMO/POS/PPO
  • Anthem Managed Medicaid – Hoosier Care Connect (HCC), Hoosier Healthwise (HHW) & Healthy Indiana Plan
  • Anthem PPO/HMO
  • Anthem Medicare Advantage PPO/HMO
  • Blue Cross and Blue Shield
  • CareSource Managed Medicaid – HHW & HIP
  • CareSource Marketplace
  • CIGNA HealthCare PPO/HMO
  • Cofinity (Aetna) PPOM/PPO
  • Community Health Alliance
  • Community Health Direct Gold/Sliver
  • Deaconess OneCare
  • Encore Health Network PPO
  • EncoreCombined
  • First Health Network
  • Humana ChoiceCare
  • Humana Medicare Advantage HMO/PPO
  • IU Health Plans
  • IU Health Plans Medicare Advantage HMO
  • IU Health Plans – IU Health Employee Plan
  • Lutheran Preferred
  • Medicaid (Traditional)
  • Medicare (Traditional)
  • MultiPlan/PHCS
  • Parkview Signature Care PPO/EPO
  • Pakota Valley
  • Physicians Health Plan of Northern Indiana (PHP)
  • Sagamore Health Network
  • SHO Direct
  • Southern Indiana Health Organization (SIHO) Inspire/PPO
  • UnitedHealthCare
  • UnitedHealthCare Medicare Advantage HMO/POS/PPO
  • VA Community Care Network

Indiana Health Insurance Plans

Indiana Health Insurance Marketplace

The Indiana health insurance marketplace is a platform where individuals and families can explore and purchase health insurance plans that meet their specific requirements. It offers a diverse selection of coverage options, ensuring affordability and choice. Through the marketplace, you can compare different plans, review pricing, and determine if you qualify for subsidies or tax credits to lower your premium costs.

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Finding the Best Indiana Health Insurance Plans

When searching for the best Indiana health insurance plans, it’s essential to consider several factors. Evaluate your healthcare needs, preferred network of doctors and hospitals, budget, and any specific coverage requirements. Utilize online resources, such as the Indiana health insurance marketplace, to compare plans, review benefits, and determine which options best meet your needs.

Obtaining Health Insurance Quotes in Indiana

To obtain health insurance quotes in Indiana, simply fill out the form provided. Our team of licensed insurance agents will promptly reach out to you to assist you in finding the best coverage options tailored to your needs.

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insurance

Indiana Small Business Health Insurance Plans

Small businesses in Indiana can offer health insurance benefits to their employees. You only need two employees to offer a group health plan in Indiana.

Indiana Medicare Plans

There are multiple insurance companies that offer Medicare Supplement, Medicare Advantage, and Part D plans. We work with all best rated carriers so you can have the freedom to choose the Medicare plan that fits your needs.

mutual omaha smart insurance agents

Mutual of Omaha Indiana Medicare Plans

Mutual of Omaha offer different Medicare Supplement and Medicare Part D plans in Indiana. Mutual of Omaha offer great coverage and robust rates with up to 12% discount on premium for household. Mutual of Omaha have great customer service and 24/7 hotline for members.

Cigna Plans

Cigna Indiana Medicare Plans

Cigna offer multiple different Medicare Advantage and Medicare Supplement plans in Indiana. Cigna Medicare Plans offer additional coverage with Medicare Advantage plans like Dental, Vision, and Hearing.

Humana

Humana Indiana Medicare Plans

Humana Medicare Indiana, offer different Medicare Advantage, Medicare Supplement, and Part D plans. Indiana state Medicare beneficiaries can benefit from the large network of Humana providers that accept Medicare.

Aetna

Aetna Indiana Medicare Plans

Aetna Medicare Supplement Plans are available for Indiana Medicare beneficiaries. You can choose between plan G, F, N, or High Deductible Plan G. Aetna also offers a robust Medicare Part D drug plan (Aetna PDP) for $6.90 a month only. Aetna Part D plans are very competitive.

United Healthcare

United Healthcare Indiana Medicare Plans

UHC offer different Medicare plans in Indiana including Medicare Supplement Plans, Medicare Part D plans, and Medicare Advantage Plans. If you are an AARP member you can receive an additional discount towards your UHC Medicare Supplement Plan.

Wellcare

WellCare Indiana Medicare Plans

WellCare offer great Medicare Prescription Part D plans in Indiana. Their plans include a large network of pharmacies and providers across the state. WellCare is a Centene company where it operates in more than 40 states in the USA.

Secure Your Health with Indiana Health Insurance Plans

Securing the right Indiana health insurance plan is a crucial step towards protecting yourself and your loved ones. Whether you explore options through the Indiana health insurance marketplace, consider Medicaid eligibility, or opt for individual plans, it’s essential to find coverage that suits your needs and budget. Don’t leave your health to chance—invest in comprehensive and affordable Indiana health insurance plans to ensure peace of mind and access to quality healthcare when you need it most.

Individual Health Insurance Plans

If you don’t qualify for Medicaid or prefer an alternative option, individual health insurance plans are available in Indiana. These plans are typically purchased directly from private insurance companies or through insurance brokers. Individual plans offer flexibility in terms of coverage levels, deductibles, and provider networks, allowing you to find a plan that aligns with your specific needs and budget.

FAQ

How do I get health insurance in Indiana?

You can find an affordable health insurance in Indiana and enroll electronically or over the phone. Simply click here to view health plans in your zip code. Once you are done browsing the available plans, click on “Enroll in this plan.” If you have a question do not hesitate to contact us.

What is the average cost of health insurance in Indiana?

Indiana health insurance plans cost varies based on the zip code where you live and the estimated household income. The estimated household income determines how much in subsidy or savings you are eligible for. Are you ready to discover savings? Let’s do it.

Are short term health insurance plans allowed in Indiana?

Yes. Short Term Health Insurance plans are available in the state of Indiana. Short Term Health insurance companies in Indiana offer different health plans that vary in network and cost.

When is an employer required to offer health insurance in Indiana?

Employers with less than 20 full time employees are not obligated to offer a group health insurance plan. However, employers may still offer group health plans for their employees.

How can I apply for Indiana Medicaid?

First you have to check your eligibility for Medicaid. Your household income needs to fall within certain bracket of the federal poverty level. Check this article to learn more about eligibilities.

What is Hoosier Healthwise Indiana?

Hoosier Healthwise is a health care program for children up to age 19 and pregnant women. The program covers medical care such as doctor visits, prescription medicine, mental health care, dental care, hospitalizations, and surgeries at little or no cost to the member or the member’s family.

 

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