International Insurance
Who is this for?
Are you or a family member planning a visit to the United States this summer? With over 75 million international visitors to the U.S. each year, it’s critical for travelers to understand their health insurance options while in the U.S.
Fiancé or K-1
If you are arriving to the USA on a Finance visa, Patriot America Plus, would be your best coverage option as your will not be eligible for an ACA coverage.
International Student
International Students who are visiting the USA on F-1 or J-1 visas can apply to international health insurance with IMG. They can have coverage extended as long as they want.
Tourism
If you are visiting the USA on a tourist visa, having an International Medical insurance protects your and your family from the unexpected medical expenses.
Not sure which visitor insurance product is right for you? Click here and filter for “visitors/immigrant”
Patriot Travel Series
With travel medical insurance from IMG, you can enjoy peace of mind knowing you have medical coverage and 24/7 global assistance services to support you in your time of need.
Patriot America Plus
- Maximum limits from $50,000 to $1,000,000
- Deductible options from $0 to $2,500
- Coverage for acute onset of pre-existing conditions
- Access to the tier 1 UnitedHealthcare Options network when seeking care in the U.S.
How it Works?
Finding an international health insurance a piece of cake. Find a plan, choose coverage dates, and your good to go!
Find a Plan
From the many options available.
Customize Your Plan
Choose Deductible, Coverage Dates, and Add-On riders.
Save your Insurance Card
You will receive an email with your insurance card. Save it!
Frequently asked questions
Can I Sign Up For International Insurance at Any Time?
Yes. You will receive your medical insurance certificate by email as soon as you sign up for a plan.
Can I Sign Up My Fiancé Before he/she arrives to the USA?
Yes. We recommend that you purchase a health insurance policy before arrival so the coverage starts day 1.
What Insurance Carrier Offers International Insurance?
These plans are offered by IMG (International Medical Group). The plans have United Healthcare Choice Network in the USA.
Is there a deductible option?
Yes. You will have the option to choose a deductible amount. We recommend choosing no more than $500 deductible.
Can I Cancel At Any Time?
Yes. You can cancel at any time, Your refund will be prorated to the number of days left uncovered.
Will I Receive an Insurance Card?
You will receive an email immediately from IMG with your insurance certificate and Insurance cards when you enroll in a plan. You also have the option to order cards by mail. Note that if you reside overseas your cards may take longer by mail, thus the email option is faster.
International Coverage
Purchasing international travel health insurance is a good way to protect yourself against unexpected medical expenses. The cost of medical treatment in a foreign country can be prohibitive without insurance, but you’ll have peace of mind knowing that your expenses are covered by the policy. Fortunately, there are several options available, including a short-term supplemental policy. These policies can pay directly to the hospital for emergency treatment. You may also be able to use them to supplement your current health insurance plan.
You’ll want to compare the costs and coverage of various policies. For instance, long-term travel medical insurance is guaranteed to renew for a specific number of trips. While these policies tend to be cheaper, they are not necessarily as comprehensive. If you’re a frequent traveler, you may want to consider getting multi-trip coverage. The downside to this type of policy is that you won’t be covered if you have U.S. health insurance.
Alternatively, you can buy a supplemental international travel health insurance plan that fills in the gaps of your primary healthcare plan. These plans can even provide primary healthcare. It’s important to note that most travel health insurance policies don’t cover pre-existing conditions. A waiver of this exclusion can help you avoid being denied coverage for treatment for an existing condition. In such a situation, you’ll want to consider getting a separate policy.
Have Questions?
We are a phone call or an email away. Let's chat.
