Life Insurance

Find Term, Whole Life, Final Expense, and Universal Whole Life insurance plans with more than 10 A+ rated insurance carriers. Receive an instance quote today.

Do I need life insurance?

Life insurance is an essential part of any financial program. Most people buy life insurance to replace income that would be lost at the death of a wage earner. The cash provided by life insurance also can help ensure your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents won’t have to sell assets to pay outstanding bills or taxes.

How much life insurance do I need?

Before buying life insurance, you should bring together your personal financial information and review your family’s needs. There are a number of factors to consider when determining how much protection you should have. Including:

  • Any immediate needs at the time of death, such as final expenses, burial costs and estate taxes;
  • Funds for a readjustment period, to finance a move or to provide time for family members to find a job,
  • Ongoing financial needs, such as monthly bills and expenses, day-care costs, college tuition or retirement.

Experts Sayings

Whatever excuses you may have for not buying life insurance now will only sound ridiculous to your widow


If there is anyone dependent on your income – parents, children, relatives – you need life insurance.

Suze Orman

Award Winner Financial Advisor

You don’t buy life insurance because you are going to die, but because those you love are going to live.


Most Popular Plans

7 out of 10 clients above the age 50 bought an accident and Illness plan.


final expense

Final Expense

Type of Whole Life insurance plan that pays for funeral and medical expenses upon the insured’s death. Some plans are guaranteed issue regardless of medical conditions.

hearth health

Accident and Critical Illness

Cancer, Heart Attack, or Stroke insurance plans offer great coverage for the unexpected high medical bills. These plans will reimburse you a cash lump sum after an accident. 

starting young

Term Life Insurance

You can purchase multiple term life insurance plans with different carriers at different ages. The younger you are the lower is the premium. 

How it Works?

Find a policy that matches your coverage needs. Do not hesitate to contact us with any questions.


Find a Policy

Enter basic information to run some quotes


Review Your Options

We offer policies with multiple carriers to give you more choices



You will be contacted by the underwriting team soon for any questions

Frequently asked questions

What is a Term Life Insurance Policy?

Term life insurance is “pure” life insurance. The policyholder pays premiums regularly, for a set period of time, usually between 10-30 years. If they die while the policy is in effect, their beneficiary (or beneficiaries) receives a death benefit payout.

What is a Whole Life Insurance Policy?

Whole life insurance is a type of permanent life insurance that stays in effect for your entire life. This means you never have to worry about uninsurability or losing your safety net as you get older. Whole life is more complicated than term because of its cash value, which is an investment-like product coupled with the insurance policy.

What is a Final Expense Insurance Policy?

Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses upon the insured’s death. A final expense policy is also known as burial or funeral insurance and is popular with seniors.

Can I Have Multiple Beneficiaries?

Yes. You can add multiple beneficiaries  and choose how would you like to split the life insurance payout. You can also change these beneficiaries at any time during the policy lifetime. 

Term life vs. Whole life:


Guaranteed death benefit
Guaranteed cash value
How cash value grows

Term Life Insurance

1 – 30 years
Can increase periodically or stay level for the policy duration
No risk of losing coverage, but no cash value when the term ends

Whole Life Insurance

5-15x more than term
Earns interest at a predetermined fixed rate
No risk compared to other permanent types, but you may find better investment


Term Life Insurance: 1 – 30 years
Whole Life Insurance: Life


Term Life Insurance: $25-35/month
Whole Life Insurance: 5-15x more than term

Guaranteed death benefit

Term Life Insurance: Yes
Whole Life Insurance: Yes

Guaranteed cash value

Term Life Insurance: No
Whole Life Insurance: Yes

How cash value grows

Term Life Insurance: N/A
Whole Life Insurance: Earns interest at a predetermined fixed


Term Life Insurance: Can increase periodically or sat level for the policy duration
Whole Life Insurance: Level


Term Life Insurance: No risk of losing coverage, but no cash value when the term ends
Whole Life Insurance: No risk compared to other permanent types, but you may find better investment

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