Medicare Basics

Medicare

Medicare Eligible Happy woman

What’s Medicare?

Medicare is health insurance for people 65 or older, certain people under 65 with disabilities, and people of any age with End- Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

The different parts of Medicare

The different parts of Medicare help cover specific services.

Part A (Hospital Insurance)

Helps Cover:

  • Inpatient care in Hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home Health care

Part B (Medical Insurance)

Helps cover:

  • Services from doctors and other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
  • Many preventive services (like screenings, shots or vaccines, and yearly “ Wellness” visits).

Part D (Prescription Drug coverage)

Helps cover:

  • Cost of prescription drugs (including many recommended shots or vaccines)

Part D plans are run by private insurance companies that follow rules set by Medicare. Visit Medicare.gov to learn more about the different Part D Coverages.

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