What’s Medicare?
Medicare is health insurance for people 65 or older, certain people under 65 with disabilities, and people of any age with End- Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).
The different parts of Medicare
The different parts of Medicare help cover specific services.
Part A (Hospital Insurance)
Helps Cover:
- Inpatient care in Hospitals
- Skilled nursing facility care
- Hospice care
- Home Health care
Part B (Medical Insurance)
Helps cover:
- Services from doctors and other health care providers
- Outpatient care
- Home health care
- Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
- Many preventive services (like screenings, shots or vaccines, and yearly “ Wellness” visits).
Part D (Prescription Drug coverage)
Helps cover:
- Cost of prescription drugs (including many recommended shots or vaccines)
Part D plans are run by private insurance companies that follow rules set by Medicare. Visit Medicare.gov to learn more about the different Part D Coverages.
