Medicare Basics


Medicare Eligible Happy woman

What’s Medicare?

Medicare is health insurance for people 65 or older, certain people under 65 with disabilities, and people of any age with End- Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

The different parts of Medicare

The different parts of Medicare help cover specific services.

Part A (Hospital Insurance)

Helps Cover:

  • Inpatient care in Hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home Health care

Part B (Medical Insurance)

Helps cover:

  • Services from doctors and other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
  • Many preventive services (like screenings, shots or vaccines, and yearly “ Wellness” visits).

Part D (Prescription Drug coverage)

Helps cover:

  • Cost of prescription drugs (including many recommended shots or vaccines)

Part D plans are run by private insurance companies that follow rules set by Medicare. Visit to learn more about the different Part D Coverages.

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