Michigan Short Term Medical Insurance Plans
In today’s fast-paced world, unexpected events and emergencies can occur at any moment. Ensuring you have adequate health insurance coverage is essential for safeguarding yourself and your family’s well-being. While comprehensive health insurance plans are widely available, they may not always be the most feasible option for everyone, especially for those who need temporary coverage. This is where Short Term Medical Insurance Plans step in to bridge the gap.
What are Michigan Short Term Medical Insurance Plans?
Michigan Short Term Medical Insurance Plans, also known as Short Term Health Insurance or Temporary Health Insurance, are designed to offer temporary coverage for individuals who find themselves without standard health insurance coverage for short periods. These plans typically provide coverage for essential medical services such as doctor visits, hospitalization, and emergency care, making them an excellent option for those facing life transitions like waiting for employer-sponsored health insurance to begin, graduating from college, or experiencing other qualifying life events.
Benefits in Every Plan:
- Inpatient services: Includes hospital stays. Applies to deductible and coinsurance.
- Emergency Room Visits: Applies to deductible and coinsurance. $250 access fee, waived if admitted.
- Diagnostic, X-rays and Labs: Applies to deductible and coinsurance.
- Urgent Care: $50 access fee. Deductible waived. Remaining cost subject to coinsurance.
- Child Immunizations: First dollar benefit.
Flexible Coverage Periods
Your choice of plan length, from 30 days up to six months, for both individuals and families.
When you sign up for a plan2, coverage kicks in as soon as the next day. So you’ll get peace of mind, knowing you’re protected.
In-person office visits
All plans come with office visit benefits. And you choose the copay option that is right for you.
No deductibles for Urgent care
Just pay a $50 access fee, and any additional deductible fees are covered by coinsurance.
Pivot Health Michigan Short Term Medical Insurance Plans:
Pivot Health offers a range of Short Term Medical Insurance Plans in Michigan to provide individuals with flexible and affordable coverage options during transitional periods. With a focus on understanding the diverse needs of consumers, Pivot Health’s plans offer a variety of benefits, including quick approval, flexible policy lengths, and the ability to choose your preferred healthcare provider.
Allstate Michigan Short Term Medical Insurance Plans:
Allstate, a well-known name in the insurance industry, also offers Short Term Medical Plans in Michigan. With their reputation for excellent customer service and reliable coverage, Allstate provides individuals with the peace of mind they need during temporary gaps in health insurance coverage.
Compare Michigan Short Term Medical Insurance Plans
Michigan short term medical insurance plans are valuable solutions for individuals seeking temporary health insurance coverage. Whether you’re transitioning between jobs, waiting for your regular health insurance to begin, or facing other life changes, these plans can provide the security you need during uncertain times. Companies like Pivot Health and Allstate offer reputable options to explore, ensuring you find a plan that suits your needs and budget.
Still have questions?
We’ve got answers.
When can I enroll in a Michigan Short Term Medical plans?
You can enroll in a Michigan Short Term Medical plan anytime of the year. These plans can have an effective date the following day.
How long can I be covered under a Short Term Medical Insurance Plan?
You can have a short term medical insurance plan in Michigan for up to 180 days.
Can Smart Insurance Agents Save Employers Money?
Absolutely. We are independent health and life agents, and work with all available carriers. With us you will always sign up for the best in class benefits and save the utmost.
When can I cancel my Michigan Short Term Medical Insurance plan?
Anytime during he enrollment. Michigan short term medical insurance plans have 10 days free look period, you can cancel within the first 10 days and get your premium back.
Does Michigan Short Term Medical Insurance Plans cover pre-existing conditions?
No. Pre-existing conditions are not covered under short term medical insurance plans.