We work with more than 50 insurance carriers to provide the best ACA (Affordable Care Act) plans for individuals under 65. We are certified to assist with Healthcare.gov applications, and we can help you apply for subsidy and cost-sharing reductions to lower your monthly premium and deductible.
Our independent agents are contracted with more than 50 different A-rated insurance carriers to offer a variety of policies. A Term or Whole Life policy is an insurance that pays a lump sum face value to your beloved ones up your death. We offer guaranteed issue policies and NO medical exam Term Life Insurance.
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD). Our agents are licensed are certified with all major carriers in the USA. We offer Medicare Supplement, Medicare Advantage, and Part D plans.
Short-term insurance refers to health insurance plans with a limited duration, typically several months to a year (varies by state). These plans were initially geared toward people who need to bridge the gap between longer term plans. We work with carriers that have open access to large networks like: Aetna, Cigna, and UHC.
Vision and Dental Insurance
Our dental and vision carriers offer the highest coverage per period and with NO WAITING PERIOD. You can purchase a Dental and/or vision plan at any time during the year with no enrollment period. Our vision plan work with VSP and Eyemed networks.
We offer International insurance plans via IMG Global. These policies cover health and repatriation expenses during international travel for US citizens. Also, we offer affordable health insurance coverage for visa holders, like: F-1, J, K, and new immigrants.
Group Health Insurance
A group health insurance helps you and your employees pay for health care expenses. Businesses with one or more employees are eligible to purchase group health insurance. We work with multiple insurance carriers for all business sizes. Please follow the link below to receive quotes from different carriers.