Where we help
Smart Insurance Agents is licensed directly in 15 states, and our partner agents extend that to 40+ states. We work by phone and video, so where you live never limits who can help you.
15states licensed directly
40+states through our agent network
15states with in-depth guides, and growing
Licensed directlyLicensed, with a state guidePartner network
States we serve directly
Pick your state for its guide, its Medigap rules, and ways to get help. States with an in-depth guide are listed first.
ArizonaState guide
ColoradoState guide
FloridaState guide
IllinoisState guide
MarylandState guide
MichiganState guide
New JerseyState guide
OhioState guide
TexasState guide
VirginiaState guide
WashingtonState guide
WisconsinState guide
Not on the list?
Our partner agents are licensed in more than 40 states. Tell us where you live and what you need, and we will connect you with a licensed agent who can help, at no cost to you.
Rules for all 50 states
Birthday rules, guaranteed-issue windows and under-65 access differ by state. Our Medigap rules by state tracker covers all 50 states and DC, cited to each state and re-verified every quarter.
Smart Insurance Agents LLC is an independent insurance agency, Agency NPN 20316041, and is not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE for information on all of your options.