Dental & Vision

Dental and Vision insurance plan can be purchased at any time during the year. We have the most affordable Dental plans with great networks.
insurance

Dental Max Benefits Options

💰 1,500

💰 5,000Popular

💰 3,000

Popular Dental Plans

We have more Dental plans offered, click “Find A Plan” to navigate through all available options.

Ameritas Logo

No Waiting Period

Ameritas offer Dental and Vision coverage that can start the second day. Both Ameritas Network and “Any Provider” open networks are available.

Humana Logo

Veterans Discount

Humana offer a premium discount for veterans or applicants who have veterans family members. Humana Dental plan have large network of providers with both HMO and PPO options. You can also purchase an Indemnity or preventive dental plan with Humana for absic services.

Best Life Dental

 

 

Additional Coverage

  • No Waiting Period & No Deductibles
  • $5,000 Dental Plan (per calendar year, per family member)
  • Large National PPO Network
  • Implants Covered on Major Services
Best Life Dental

⌚ No Waiting Periods

💸 No Deductibles

👩‍⚕️ Two National PPO Networks

Click Here to Check if your provider is in network

Choice Dental Plan

$3,000 OR $5,000

 

In -Network

Basic Services: Exams, Cleanings, Bitewing, X-rays

100% (you pay 0%) NO WAITING PERIOD

Intermediate Services: Fillings, anterior & posterior composites, emergency palliative treatment, pathology panoramic radiographic image and full mouth. Series of radiographic images.

First 12 months: 50% (you pay 50%) After 12 months: 80% (you pay 20%) No Waiting Period.

Major Services: Implants, Crowns, inlays, onlays and partial dentures, oral surgery, anethersia (general or IV sedation), periodontics, and endodontics.

First 12 months: 10% (you pay 90%) After 12 months: 60% (you pay 40%) No waiting period.

Out of Network

Basic Services: Exams, Cleanings, Bitewing, X-rays

Pays the same as in network, subject to balance billing

Intermediate Services: Fillings, anterior & posterior composites, emergency palliative treatment, pathology panoramic radiographic image and full mouth. Series of radiographic images.

Pays the same as in network, subject to balance billing

Major Services: Implants, Crowns, inlays, onlays and partial dentures, oral surgery, anethersia (general or IV sedation), periodontics, and endodontics.

Pays the same as in network, subject to balance billing

Economy Dental Plan

$1,500

In -Network

Basic Services: Exams, Cleanings, Bitewing, X-rays

100% (you pay 0%) NO WAITING PERIOD

Intermediate Services: Fillings, anterior & posterior composites, emergency palliative treatment, pathology panoramic radiographic image and full mouth. Series of radiographic images.

All years: 80% (you pay 20%) 6 months waiting period

Major Services: Not Covered.

Not Covered

Out of Network

Basic Services: Exams, Cleanings, Bitewing, X-rays

Pays the same as in network, subject to balance billing.

Intermediate Services: Fillings, anterior & posterior composites, emergency palliative treatment, pathology panoramic radiographic image and full mouth. Series of radiographic images.

Pays the same as in network, subject to balance billing

Major Services: Not Covered.

Not Covered.

How it Works?

There is no thing like a healthy smile. You can sign up for a Dental or Vision plan at any time of the year. Scroll through your options and choose what works best for you.

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Find a Plan

See what feature stands most to you

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Compare and Review

Compare benefits and costs for each plan

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Enroll

Congratulations! You are covered

Frequently asked questions

What are the Dental Basic covered services?

Preventive:

  • Prophylaxis: adult and covered children; once every six months
  • Topical  fluoride: two per 12 months

Diagnostic: 

  • Oral evaluations, once every six months
  • Comprehensive periodontal evaluations; one every 6 months
  • bitewing x-rays; one set every 12 months.
  • vertical bitewings; one set every 12 months.

 

What are Dental Intermediate covered services?

Diagnostic & Treatment Services:

  • Palliative (emergency) treatment of dental pain.
  • Panoramic radiographic image and full mouth series of radiographic images.

Preventive:

  • Sealants: once every 6 months for 1st and 2nd molars only.

Restorative:

  • Amalgam, primary or permanent & resin -based composbite.

What are Dental Major covered services?

Restorative & Crowns:

  • Inlays, onlays and recementing.
  • Crowns; cast posts and core buildings.
  • Pin retention in addition to restoration.
  • Crown repair due to restorative material failure.

Endodontics:

  • Pulp caps; therapeutic pulpotomy; endodontic therapy.
  • Apexification/ recalcification; apicoectomy / periradicular surgery.
  • Retrograde fillings
  • Root canal; root amputation

Periodontal Services:

  • Gingivectomy or gingivoplasty
  • Gingival flap procedure
  • Osseous surgery
  • Periodontal scaling and rooting planing – one every 36 months
  • Full- Mouth debridement to enable comprehensive evaluation and diagnosis.
  • Periodontal maintenance – one every 6 months per individual.

Prosthodontics:

  • Complete and partial dentures for complete dentures to replace missing/ broken teeth.
  • Adjustment and repair of dentures.

Implants:

  • Limited to one in a lifetime per site and covered as an alternative to a fixed prosthetic only.
  • Cost of fixed prosthertic will be applied to the total value of the implant and implant-related services, not to exceed the cost of the fixed prosthetic.

Oral Surgery:

  • Extraction of erupted tooth; removal of impacted tooth.
  • Incision and drainage of abcess
  • Surgical removal of residual tooth roots (cutting procedure).
  • Excision of hyperplastic tissue; excision of pericoronal gingival

Adjunctive General Services:

  • Deep sedation/ general anesthesia
  • Intravenous conscious sedation / analgesia
  • Treatmetn of complications (post-surgical)

 

Do all plans have a waiting period?

No. although some or most dental plans have a waiting period on their services, we work with carriers who waive the waiting period and the enrollment fees. Check out Ameritas Dental plans with no waiting period or enrollment fees. Ameritas Dental will pay on day 1 of the policy.

 

What is the maximum annual limit on the Dental plans?

It varies by plan. Some plans have Maximum coverage of $1000, $1500, $2000, or even $5000.

Is there a PPO or open network dental network?

Yes. Ameritas and Humana offer open network or any provider Dental plans where you can see any dentist you want in the US, but receive a discount if you see an In-Network dentist.

What are the Vision Networks available?

There are two national vision networks in the US. Eyemed and VSP. Check with your optometrist or vision clinic on whether they accept Eyemed or VSP. Ameritas offers both networks in their vision plans.

How will I receive my Dental and Vision ID cards?

Once your finish enrolling in a plan, you will receive an email from the insurance carrier confirming your application submission. In 10-14 days you will receive a card in the mail. If you want immediate access you can reach to us, we will email you your card.

Can I add my spouse and dependents to Dental and Vision plans?

Yes. You can purchase a family plan for you and your family members.

Does Best Benefit Dental plan has exclusions on coverage?

Yes. Some services are not covered by the plan. Primarily cosmetic services. Please read here for a summary of excluded services. 

 

Does Dental Insurance cover Orthodontics?

Yes. Best Life Dental Choice Dental Plan, cover Orthodontia services with no waiting periods.

Have Questions?

We are a phone call or an email away. Let's chat.

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