Affordable Dental and Vision Insurance Plans
Take charge of your oral and visual health with our comprehensive dental and vision insurance coverage. At Affordable Dental and Vision Insurance Plans, we understand the importance of maintaining a healthy smile and clear vision. That’s why we offer affordable, flexible, and tailored insurance options to meet your unique needs.
Popular Dental and Vision Plans
Enjoy next-day coverage and no waiting periods on most dental and vision insurance plans. There are no enrollment fees with any plan. Preventive visits, such as exams and cleanings, are covered up to 100%. Dental plans may include additional benefits such as LASIK, orthodontia or hearing care.
Secure your dental and vision health today with our reliable and affordable insurance plans. Don’t wait until an unexpected dental or vision issue arises—be proactive and protect yourself and your loved ones. Get started now by exploring our range of dental and vision insurance plans.
Humana Dental plans offer different PPO and DHMO plans. Humana Dental plans are accepted by wide network of dentists across the country. You can enroll in a Humana dental or vision plan and avoid the waiting period on dental services.
Dental Cost Estimator is a great tool to look up the estimate cost of a dental procedure out of your pocket. You can look up the dental procedures by name, category, or codes. In addition, the Dental Cost Estimator tool allows you to search for the estimated cost of out of network fees by zip code or location.
Dental and vision plans
$46.62/mo
Prime Star
- Deductible $50 (per benefit year)
- Maximum benefit Up to $1,500** (per benefit year)
- Preventive (Type 1) up to 100%
- Basic (Type 2) up to 80%
- Major (Type 3) up to 50%
Preventive plus
- Additional Saving with an ameritas classic (PPO) Network provider
- Increasing annual maximum benefit
- no waiting periods
- No enrollments fees
Preventive (Type 1 )
Plan pays in networkOut-of-network
Day 1 – 100% 70%
After year 1- 100% 70%
- Exams (2 per year )
- Cleanings (2 per year )
Basic (Type 2)
Plan pays in networkOut-of-network
Day 1 – 50% 50%
After year 1- 80% 50%
- Fillings
- Space Maintainers (age 13 and under)
- Fluoride (age 15 and under)
- Bitewing X-rays
- Sealants( age 15 and under)
Major (Type 3 )
Plan pays in networkOut-of-network
Day 1 – 50% 50%
After year 1- 50% 50%
- Crowns
- Oral Surgery
- Panoramic X-rays
- Roots Canals
- Dentures
- Periodontics
- Simple Extractions
- Bridges
$16.34/mo
PrimeStar Choice Vision
Deductible
- Eye Exam $10
- Eyeglass Martials $20**
- Exam Every 12 months
- Eyeglass Lenses Every 12 months
- Contacts Frames Every 12 months
- Visit a VSP Choice Network Provider for the Greatest Savings
- No Waiting Periods
- No Enrollment fees
Eye Exam
Eye Exam
Eyeglass Materials
Eyeglass Materials
Contact
Contact
Lens Options and Coatings, Member Cost
Lens Options and Coatings, Member Cost
How It Works
As an independent broker we are able to provide you with insurance plans from different carriers. Compare benefits, check rates, and enroll.
01 Find a Plan
See what feature stands most to you
02 Compare and Review
Compare benefits and costs for each plan
03 Enroll
Congratulations! You are covered
Frequently Asked Questions
Does vision insurance cover contacts?
Yes. Vision insurance covers contacts in lieu of glasses.
Can you cancel dental insurance at any time?
Yes. Generally dental insurance can be purchased or cancelled anytime of the year. Contact your agent or your health plan to cancel.
Does insurance cover eyeglasses?
Most vision insurance plans cover a pair of eyeglasses a year. Review your policy to learn about the allowance per year.
Does Ambetter cover Dental and Vision?
Not all Ambetter health plans cover dental and vision. You may need to enroll in a separate dental and vision plan.
What does a dental plan typically cover?
Dental plans typically cover preventive services like regular check-ups, cleanings, and X-rays. They may also provide coverage for basic treatments like fillings and extractions, as well as major procedures such as root canals and crowns. However, coverage can vary based on the specific plan you choose.
Are there different types of dental plans?
Yes, there are different types of dental plans available, such as Dental PPO and Dental HMO. Dental PPO plans offer a broader network of dentists and more flexibility in choosing providers. Dental HMO plans often have a more limited network, but they may offer lower out-of-pocket costs.
How much does dental insurance plan cost?
The cost of a dental plan depends on factors like the level of coverage, the number of individuals covered, and your location. Premiums can vary, so it’s essential to compare different plans to find one that fits your budget.
What are the benefits of having dental insurance?
Dental insurance provides financial assistance for various dental treatments, making it more affordable to maintain good oral health. Regular dental check-ups and preventive care covered by insurance can help prevent more extensive and costly dental issues in the long run.
Can I get dental insurance on my own, or does it have to be through my employer?
You can purchase dental insurance on your own through private insurance providers or through healthcare marketplaces. Additionally, many employers offer dental insurance as part of their benefits package, which you can choose to enroll in.
Are there waiting periods for certain dental treatments with insurance?
Some dental plans may have waiting periods, especially for major treatments like crowns and root canals. During this waiting period, you may not be eligible for full coverage of those specific treatments.
Do dental plans cover orthodontic treatments like braces?
Dental plans may provide coverage for orthodontic treatments like braces, but this coverage is often limited and may have waiting periods or age restrictions. It’s essential to review the plan details to understand the extent of orthodontic coverage.
Are pre-existing dental conditions covered by insurance?
Dental insurance plans may have limitations on covering pre-existing dental conditions. Often, they focus on providing coverage for preventive and basic treatments rather than pre-existing conditions.
Can I visit any dentist with my dental plan?
It depends on the type of dental plan you have. Dental PPO plans generally allow you to visit any dentist, whether they are in-network or out-of-network, but visiting an in-network dentist can result in lower out-of-pocket costs. Dental HMO plans typically require you to choose a primary dentist from the network.
What is the difference between dental PPO and dental HMO plans?
Dental PPO plans offer greater provider flexibility and allow you to see any dentist, but with potentially higher costs for out-of-network care. Dental HMO plans often have lower costs but require you to choose a primary dentist and get referrals for specialists within the network.
How much does Ameritas dental insurance cover?
Ameritas have three different dental plans, Lite, Boost, and Complete. The Lite plan covers up to $1500 annually, Boost $2000 annually, and Complete up to $3000 annually.
Is Ambetter dental insurance good?
Ambetter Dental Insurance, offered through the Ambetter health insurance plans, can be a good option depending on your needs and circumstances. They do not offer individual dental plans. We advise you to look into the top dental plans here.
Is oral surgery covered by medical or dental insurance?
Oral surgery (teeth extraction, implants, and crowns) is covered by dental insurance policy. Maxillofacial surgery is covered by medical insurance. always confirm with your insurance provider or your insurance agent.
How to find a dentist that takes Ambetter insurance?
You can find a dentist that takes Ambetter insurance via the provider lookup tool on Ambetter here https://guide.ambetterhealth.com/
What does Ambetter dental cover?
Ambetter dental covers basic services including preventive, cleaning, and bitewing x-rays, Review your Ambetter policy for more details.
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