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Frequently Asked Questions
What services does Smart Insurance Agents offer?
We are licensed insurance agents over more than 40 states that offer Health, Life, Medicare, and International Insurance. Please visit our services page to learn about all plans, carriers, and policies.
Is there a specific time to enroll in a health insurance plan?
Generally, the open enrollment period starts on November 1st and ends December 15th of each year. During this time, you can enroll in any health plan you pick which would be effective on January 1st of the following year. However, outside this period you can enroll in a plan if you have a Special enrollment period. Read more about types of SEP in our Blog.
What is the Medicare AEP (Annual Enrollment Period)?
Annual Enrollment Period starts on October 15th and ends on December 7th. During this time, you can enroll in a Medicare Advantage, or Medicare Supplement plan. Plans that you choose during this period will be effective on January 1st of the following year. Read more about SEP for Medicare plans in our Blog.
Does the International Insurance work in the USA?
The international insurance policies we offer with IMG Global work in and outside the USA. It all depends on the plan and the limit you choose. Visit our International insurance page to learn more.
What insurance carriers do you have?
We work with more than 100 insurance carriers around the USA. We are independent agents, NON captive to any insurance company. We will work with you to find an insurance plan that fits your needs.
Do you have BCBS plans?
Yes, we offer BCBS plans in IL and Texas.
Do you offer Group and Small Business plans?
Yes. We have a team of experts dedicated for employer plans or small business plans. Contact us to learn more or visit our Group Insurance page to learn more.
Do you offer Guaranteed Issue life insurance?
Yes. We have multiple products that are great fit for individual who need life insurance with multiple health conditions that makes them disqualified for fully underwritten life insurance policies. Contact us to learn more.
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