Anthem Medicare Supplement Insurance Plan

Aug 10, 2023 | Medicare

Medicare Quote Request
Step 1 of 5

Upgrade your health plan with Anthem Medicare Supplement insurance from  Blue Cross and Blue Shield.

Medicare doesn’t cover everything. A Medicare Supplement Insurance plan can help you cover what Medicare does not. You can enroll in a Medicare Supplement Plan anytime of the year, however, you are only considered for guaranteed issue during your Initial Enrollment Period (IEP) or Special Enrollment Period (SEP).

Anthem Medicare Supplement insurance plan gives you:

More coverage: Medicare does not cover everything.  A Medicare Supplement insurance plan helps cover deductibles, coinsurance, and copayments.

Freedom: Go to any provider or facility that is accepting new Medicare patients. You don’t need a referral and you won’t have to fill out claim forms. Some plans even offer coverage when you’re traveling out of the country for emergency medical care.

Consistency: Once you enroll, you have guaranteed benefits for life. Your coverage cannot be canceled and you don’t need to worry about re-enrolling.

Portability: If you move, your Medicare Supplement insurance plan moves with you.

Flexibility: You can purchase optional Dental or Vision benefits through Anthem Extras Packages for an additional premium.

With Anthem Blue Cross Blue Shield, you will have:

Competitive rates: Anthem size and commitment to innovation allows to offer you competitive rates.

Premium Rate Guarantee: Concerned your Medicare Supplement  insurance premium will increase within the first six months of  membership? Not with Anthem Medicare Supplement Plans. Anthem will hold any premium rate  increase for six months, making it easier for you to budget you premium costs. After the initial six month rate guarantee period ends, premiums are subject to change in accordance with the  terms of your policy.

Service: We believe your coverage shouldn’t be hard to figure out. We deliver clear, easy-to-read communications and a dedicated customer service team that will help answer all your health plan questions.

Dependability: As one of the nation’s largest health coverage providers, Anthem focuses on stability – of your coverage, and your rates – so you can plan for the future.

Convenience: We offer a variety of health and separate prescription drug coverages so you have the convenience of all your plans coming from one company.

Overall health: We offer special member-only programs, discounts and offers that can help you get and stay your healthiest.

How to choose a plan that’s right for you

Medicare Supplement insurance plans vary in benefits and cost, so it all comes down to choosing one that best fits your health needs and budget.

Plan G is the most popular plan. Plan G covers all out-of-pocket costs not covered by Medicare for Medicare-approved services, except for the Medicare Part B deductible ($226 for 2023).

Plan N is a good option if you want to save on monthly premiums  in exchange for sharing the cost. With Plan N, you have a set copay for covered doctor and emergency room visits.

Plan F is only available if you first became eligible for Medicare before January 1, 2020.

Compare different Medicare Supplement Plans here.

Plan Comparison and Opportunities to Save

Here are the potential savings with a Medicare Supplement insurance versus Medical only.

Medical Care
Costs with Medicare only
Costs with Medicare Supplement Plan F
Costs with Medicare Supplement Plan G
Costs with Medicare Supplement Plan N
$4,000 in physician costs and tests (such as an MRI)
15 days in the hospital, 22 days in a skilled nursing facility, and $12,000 for doctors, surgeons, and tests
75 days in the hospital, 60 days in a skilled nursing facility, $100,000 for doctors, surgeons and tests3

These estimates are based on  2023 Medicare cost-sharing amounts. Your cost will vary with other Medicare Supplement insurance plans.

  • Cost represents $226 Part B Deductible and 20% of the Medicare covered services      (Plan N = lessor of 20% or $20 copay)
  • Cost represents $1,600 Part A Deductible, $226 Part B Deductible, 2-days of Skilled Nursing at $200 per day and 20% of the Medicare covered services (Plan N = lessor of 20% or $20 copay)
  • Cost represents $1,600 Part A Deductible, $226 Part B Deductible, 14-days of hospitalization over covered days $400 per day, 39-days of Skilled Nursing over covered days at $200 per day and 20% of the Medicare covered services (Plan N = lessor of 20% or $20 copay)

SilverSneakers fitness program

Get connected to like-minded people and events, at no extra charge to you.

Access to thousands of participating fitness centers across the country. lists participating locations and SilverSneakers  class descriptions with sample videos. SilverSneakers articles  cover exercise, health, nutrition, community, and living well. If you  can’t go to a SilverSneakers location, you can work out at home  with SilverSneakers On-Demand videos, and sign up for the  SilverSneakers GO app.

To join the program, visit or call 888-423-4632 (TTY: 711).


Frequently Asked Questions


What are Anthem Medicare Supplement Plans?

Anthem Medicare Supplement Plans, also known as Medigap plans, are private health insurance policies designed to work alongside Original Medicare (Part A and Part B). These plans help cover certain out-of-pocket expenses, such as deductibles, copayments, and coinsurance.


What benefits do Anthem Medicare Supplement Plans in Ohio offer?

Anthem offers a variety of Medigap plans in Ohio, each with different levels of coverage. These plans can help pay for costs like hospital stays, skilled nursing care, and medical services, depending on the specific plan you choose.


Can I choose any doctor or hospital with Anthem Medicare Supplement Plans?

Yes, in most cases, you have the freedom to see any doctor or specialist who accepts Medicare patients. Anthem Medigap plans do not have restricted provider network


Are prescription drugs covered by Anthem Medicare Supplement Plans?

No, prescription drug coverage is not included in standard Medigap plans. If you need prescription drug coverage, you'll need to enroll in a separate Medicare Part D prescription drug plan.


How do I enroll in an Anthem Medicare Supplement Plan in Ohio

To enroll in an Anthem Medigap plan, you need to be enrolled in both Medicare Part A and Part B. You can contact us or go the Medicare Quotes page to fin a plan.


When is the best time to enroll in a Medicare Supplement Plan?

The best time to enroll in a Medigap plan is during your Medigap Open Enrollment Period. This 6-month period begins the month you turn 65 and are enrolled in Medicare Part B. During this time, you have guaranteed issue rights, meaning insurers cannot deny you coverage or charge higher premiums based on your health.


Are there different types of Anthem Medicare Supplement Plans available?

Yes, Anthem offers different Medigap plans, typically labeled with letters (such as Plan F, Plan G, and Plan N). Each plan has its own set of benefits, and the availability of specific plans can vary by location.


Can I switch between different Anthem Medicare Supplement Plans?

Yes, you can generally switch between Medigap plans at any time, but you might need to go through medical underwriting if you're switching to a plan with more comprehensive coverage.


Are there any additional perks or benefits with Anthem Medicare Supplement Plans?

Some Anthem Medigap plans may offer additional benefits such as vision, dental, or fitness discounts. It's important to review the specific details of each plan to understand the additional perks they may provide.

What is Medicare?

Medicare is a federal government health insurance program, designed to help you afford health care. It comes in Parts A, B, C, and D. Turning 65 is one way you can be eligible for Medicare. In some states, if you are under 65 and qualify, some Medicare plans may be available to you.

Coverage Options

Anthem Medicare plans help you pay for services that are not covered by Original Medicare and add other benefits like prescription drug, dental, or hearing benefits.

Medicare Advantage Plans (Part C)

Medicare Advantage plans, sometimes called Part C, are a way to get all the benefits of Original Medicare’s Part A (hospital) and Part B (medical) and often Part D (prescription drug benefits) in one plan with an affordable premium. All of Anthem’s Medicare Advantage plans come with preventive care benefits and you can sometimes add benefits like dental, vision and hearing.
  • HMO: With a HMO plan, you choose a primary care physician (PCP) who you see for all your check-ups and regular exams. Your PCP also directs you to specialists when you need them.  With Anthem’s HMOs, you benefit from our leading network of doctors and care providers. You’ll save on doctor visits and pay premiums as low as $0.
  • PPO: With an Anthem PPO, you pick a primary care physician (PCP) for check-ups but can choose any doctor or specialist in your network without a referral. At Anthem our network is always growing to serve you better. You can also see doctors outside your network but services may cost more.

Medicare Supplement Insurance Plans

Medicare Supplement insurance plans (also known as Medigap) help pay for things that Original Medicare doesn’t cover – like your deductibles, copays and coinsurance. You can see any doctor that accepts Medicare patients without referral, and you’ll have a monthly bill that’s predictable and budget-friendly.

You may Also Like…

Pin It on Pinterest

Share This